Best Phone Apps To Make You Money

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Like most of us, I absolutely love my smartphone. But what if I told you that there was a much more productive way to spend killing time with your smartphones than checking social media or playing games? You could be making money instead! Here are my recommendations of the best phone apps to make you money.

Best Phone Apps To Make You Money


Take control of your finances today



When Out and About

I particularly love my smartphone when I am waiting for a bus or train. Its such a useful thing to have when killing time. These apps are great for if you are out and about.

1. Roamler

With Roamler, you earn money by doing simple tasks in your area, providing information for various companies. You do this by taking photographs of shop shelves, and providing information on whether items are sold out or being presented well.

It is an invite only app, so it is worth going onto a Facebook group to find an invitation code. You also need to complete some training tasks (for which you earn no money) before you are allowed to go out to make money. It is easy to pick up how to do these tasks though, and rewards can be very good. You get paid into your PayPal account.

By keeping the location services on at all times, you can allow Roamler to push notifications of tasks in your area, and they may be snapped up by other Roamlers, so do be quick! You usually have 2 hours to complete a task once you have accepted.

Online Surveys

There are a lot of phone apps to make you money whilst doing surveys out there. You can then do online surveys whilst out and about or if you have a free moment indoors. Actually I’ve found a lot of them (Such as Pocket Bounty and Toluna) either do not accept me onto the surveys (due to my demographic) or take a lot of time to build up points. But one that I do like is

2. Swagbucks Answer

You answer surveys to earn Swagbucks points. An average survey is 10-15 minutes and earns you 50 points

You can then choose to redeem your points for a voucher. And you can choose vouchers from Paypal, Amazon, Marks and Spencer, Steam, Argos and more. A £10 M&S voucher at time of writing is 1360 SB points. Not a great return, but still, if you are regularly killing time it is better than playing a game.

Why not join up?

Whilst Decluttering

If you regularly read my blog you will realise that I am a huge fan of decluttering. And some of what you declutter is worth some money, the following apps are great for making cash from your clutter.

3. eBay

This app is always top of my list for seeing how much things will sell for. Do read my post on eBay selling. You get paid via PayPal, which you can choose to withdraw or can go towards future purchases.

4. Music Magpie

Decluttering to me invariably means getting rid of books, games and DVDs. I always have too many of these. Some books I know that I will only read once, and if they are recent/new you will get hardly anything for them at a car boot. So why not try selling them to Music Magpie? They even pay for you to post them. And you will get a little bit back. They don’t take every book, game or DVD though, so it is worth knowing about…

5. Ziffit

Like Music Magpie, Ziffit takes books games and DVDs. But sometimes an item will be rejected by Music Magpie and accepted by Ziffit. Or vice versa. Sweet.

6. Etsy

Finally, if you do have older items to sell you could sell your vintage clutter on Etsy.


Cashback Apps

If you are already shopping on the go then why not earn money whilst you shop?

7. Top Cashback

This app gives you money back on nearly all online shopping. And also in stores. Choosing to shop with over 5000 retailers, you earn cash back at a current percentage rate. You can even get cash back buying gift cards for others at places like Argos, Debenhams, Tesco and so many more.

There is NO fee for joining. No minimum threshold payment. Payout is by a FREE bank transfer, PayPal or a gift voucher/code to spend. No fee for getting your money.

So there really is no reason why you should not be using this app! Join below.


8. Swagbucks

The sister app to the Swagbucks Answer App, this app also can give you cash back, or earn you SwagBucks points. So is definitely worth downloading. Just as a for instance – at the time of writing, Top Cashback gives no cash back for Next purchases, but SwagBucks is giving up to 2% cash back. Always good to have a comparison in my opinion. Get the best deal out there!

Join up...

Loyalty Cards

And last of my top Phone Apps To Make You Money is a loyalty card app. But you can link it to your eBay account to collect points as you spend on there AND it has other offers and incentives to earn extra points just by having the app. So it is a real winner in my book.

9. Nectar App

The humble nectar card has been around for many years. But did you know that there was a corresponding app? So you can always have your card with you on your phone. And can be earning points in lots more ways than just at a Sainsbury’s. At the moment you can even earn points for donated your unwanted clothes to Oxfam, you earn 10 points per £1 your items raise (up to 1000 points) so you can declutter AND earn! Win-win!


Do remember, if you do earn a certain amount with some of these apps, you will need to declare this money to the tax man. If you are making a fair amount of cash from any of these sources, do consult someone over how you need to declare this income.

I hope you have found this post useful. Hopefully you will be able to use one of these phone apps to make you money. Do tell me if you think I’ve missed a vital app that you love. Or if you have had a massive success with any or all of these. I love to hear your stories. Contract me by writing in the comments below, or on social media.

Why not pin this post for later?

Phone Apps To Make You Money - here are some great apps that you can download on your phone to make money on the go both inside your house and whilst on the go. #makemoney #apps #appsmusthave #appstomakemoney #appsyouneed #makemoneyonline #moneymakingideas #moneymaking

How about reading about my mission to clear my house of clutter in A Year To Clear?

Shank You Very Much
3 Little Buttons


29 Replies to “Best Phone Apps To Make You Money”

  1. Ruth says:

    What a fantastic list! I didn’t even know about a few of these. I’ve used Music Magpie and Ziffit several times, though, and they’ve been fab when I’ve been decluttering. I think I signed up to Top Cashback but I ALWAYS forget about it… oops! Thanks for the reminder.

    1. Jo Boyne says:

      You are most welcome. I must admit, I kick myself over some of these cash back sites. I probably haven’t taken full advantage over the years. The beauty of some of these apps is you can be making and saving money and it doesn’t cost you a penny! Thank you for reading.

    1. Jo Boyne says:

      Thank you Kim. Do have a go and let me know how you get on!

    1. Jo Boyne says:

      You are most welcome. Hope a few of them become your favourites as they have become mine!

  2. Jo Boyne says:

    I think the survey sites are really just if you do spend a lot of time hanging around. But the cash back apps are great. Thank you for reading

  3. Fiona Cambouropoulos says:

    Oh dear, I do feel a bit of an old dinosaur, I have heard of less than half of these apps and use none of them. I really need to get more up to date. #Twinklytuesday

    1. Jo Boyne says:

      To be honest, if you have no need for them then why have them on your phone? Side hustles aren’t for everyone. I just like trying things that I hear about, and it doesn’t make you a dinosaur for not knowing them x

  4. Briony says:

    I use Quidco for cashback and one my workplace offers, both so handy! I need to reactivate my swagbucks account though, I got bored with it but should prob make the effort #TwinklyTuesday

    1. Jo Boyne says:

      I forgot about Quidco! Having said that I did prefer TopCashback. Thank you for reading.

  5. Jo Boyne says:

    Oooh, hadn’t heard of the PayPal one, will look into that! Thank you!

  6. Rosie Doal says:

    Quite a handy list. I’d never even heard of some of these. Roamler really stood out to me and I might delve in to this a little more. Thank you x #TriumphantTales

    1. Jo Boyne says:

      I think that Roamler is definitely the one on the up in the UK at the moment. Hope you get something from these!

  7. Mrs Mummy Harris says:

    I’ve recently just used Ziffit and Music Magpie to sell DVDs and it’s a great way to bridge that gap on a long month when payday can’t come quick enough! Thank you for sharing this with us at #TriumphantTales. I hope to see you back next week!

    1. Jo Boyne says:

      I just love to declutter, and charity shops don’t take books and DVDs much around here. So this seems the perfect solution. Thank you for reading!

  8. Lisa Pomerantz says:

    What a list! You are amazing! Thank you, I will try some of these out (and hope they are here in the US as well).
    #globalblogging xoxo

    1. Jo Boyne says:

      Thank you Lisa x I’m sure that some of them originated in the US, hope you find that some are good for you! X

  9. loopyloulaura says:

    I do Swagbucks on my desktop but haven’t got it on my phone and haven’t tried the answer app yet. I had no idea there were extra options with Nectar so will look into that! Thanks for linking up with #globalblogging

    1. Jo Boyne says:

      I actually need to lol into doing Swagbucks on my computer. Thank you for reading

    1. Jo Boyne says:

      I am sure that some of them will as a lot of these apps get rolled out worldwide. I hope that some do work for you.


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